- How Aid Works
- Financial Aid
- Cost Estimates
- Contact Us
Payment and billing is handled by the cashier's office, not student financial assistance. The information below is an overview of S&T's billing and payment processes. For more information, contact the cashier's office.
- Students registered for classes must make satisfactory payment arrangements to retain those classes.
- The minimum payment must be paid by the due date listed on each monthly billing statement.
- The minimum payment must be made by the due date on monthly billing statement to retain classes.
- A zero or credit balance will appear on the statement, and no payment is required to retain classes, if anticipated aid equals or exceeds the total amount due on student account.
- If fees are to be paid by a third party sponsor—such as an agency or embassy—you may still be responsible for a minimum payment for any balance not to be paid by the sponsor.
A notification that a billing statement is ready to be viewed is emailed to the student's S&T email address by the 15th of each month. At least the minimum payment is due on the 10th of the following month.
Fall Semester Payment Due Dates:
- Preregistered students: four installments due August, September, October and November 10.
- Regular registration students: four installments with the first one due at registration and the remaining due September, October and November 10.
Spring Semester Payment Due Dates:
- Preregistered students: four installments due January, February, March and April 10.
- Regular registration students: four installments with the first one due at registration and the remaining due February, March and April 10.
Summer Term Payment Due Dates:
- Preregistered students: three installments due May, June and July 10
- Regular registration students: total fees due at registration.
All fees (or minimum payment) must be paid in full by the first semester payment due date to avoid cancellation of course selections.
Missouri S&T combines many of your fees and charges from different areas on campus into one consolidated student account. This allows us to send you one monthly billing statement that covers most of your customary charges:
- Educational fees
- Room and board
- Activity, IT and other required fees
Your ID card also serves as a campus charge card allowing you to be billed through one consolidated account that includes parking, bookstore purchases, food purchases outside of your meal plan and event tickets. Parking fines, library fines, room damages and other expenses are included when applicable.
Generally, payments and credits are applied to your student account against the total account balance owed. Financial aid (Title IV aid which includes Pell Grants, Supplemental Educational Opportunity Grants, Federal Direct Student Loans and Perkins loans, or non-Title IV aid, scholarships and university funds) is applied towards your current academic account balance and any excess amount is refunded to you.
Federal financial aid cannot be used to pay previous academic year charges.
Each monthly billing statement includes:
- Contact information
- Important messages
- Due dates
- Information on anticipated financial aid
- Total amount due
- Minimum payment amount
- A summary of charges categorized by type
Below is an overview of the labeled sections of the table from your billing statements.
1. Balance from last statement
The account balance from your most recent monthly billing statement.
This includes all tuition and fees and also other charges which could include bookstore purchases, ID card charges, parking fees and event tickets. You will also see any finance charges, which are applied to the unpaid total due from your last billing statement. This amount is calculated monthly by taking the last total due, subtracting any credits applied and then computing a 1% charge on the remaining balance. There can also be late payment fees which is an additional $10 if the minimum payment is not received by the monthly due date.
3. Payments and credits
This includes any payments on your student account made by you or an Authorized Payer and any credit applied since your last monthly billing statement. These may be in the form of a refunded deposit or financial aid that has paid to your account.
Any credit balance paid from the student account since the last monthly billing statement is considered a refund. Refunds are issued via direct deposit or by check. Refunds are not pictured at left.
5. Anticipated aid
Financial aid awarded to you that has not yet been applied. If you have any questions about anticipated aid, contact Student Financial Assistance at 573-341-4282.
6. Account balance
The total amount due on your student account for this billing period. Anticipated financial aid will be reflected in the adjusted balance.
7. Adjusted amount due
Your account balance minus your anticipated aid.
8. Minimum payment
The total amount of current term charges due on your account divided by the number of installments remaining in the term. A 1% finance charge will be applied to the unpaid total due each month. The minimum payment also includes any past term balance and other charges that are due in full.
9. Message Codes
The codes in this column indicate messages found in the Important Messages section at the bottom of the statement.
When viewing the electronic version of your monthly billing statement, you may click on some of the charges to see more detailed information.
There are a number of methods available for making payments on your student account. These include:
- Pay by electronic check, Visa, American Express, MasterCard or Discover through Joe’SS and the Quikpay site.
- Pay in person at G-4 Parker Hall using a personal check, cash (up-to $500), money order, cashier’s check or traveler’s check.
- Pay by mail using a money order, cashier’s check, traveler’s check or personal check.
Note: If a check is returned for insufficient funds, there will be an additional service charge of $20 and a possible restriction on the release of your transcripts or diploma. If a payment to secure your classes is returned or declined you may be withdrawn from your classes as if restitution is not received.
Outside Scholarship Checks: All outside scholarship checks should be sent to Student Financial Assistance, G-1 Parker Hall, 300 W. 13th St., Rolla, MO 65409. Funds will be recorded and credited to your account.
Once you have granted eConsent — your consent to activate electronic billing — on Joe’SS, your billing statement will be generated electronically. You will be able to log into the payment center from joess.mst.edu to view current or past bills, make payments and establish Authorized Payers. A notice will be sent each month to your S&T email account when a new billing statement is available to view.
S&T students may elect to have the credit balance of their student account electronically transferred to their personal bank account. For information on setting up your direct deposit please go to http://cashier.mst.edu/forms/directdeposit/index.html
For additional assistance please contact the cashier's office at 573-341-4195.
Credit and debit cards
If you choose to make payments on the student account online using Master Card, Visa, Discover or American Express cards, the third-party vendor will add a convenience fee of 2.85% to the transaction.
To avoid the convenience fee, students are able to make payments directly from any checking account by using the new web payment option (Electronic Funds Transfer) through Joe 'SS, simply by entering the bank/financial institution routing and account number information at the time of online payment. The student will need their username and password in order to make payment. The student is the only one that would have this information.
Debit cards only are accepted at the cashier's office window with no convenience charge assessed.
Authorized Payers are able to make a credit card payment on behalf of the student through their Authorized Payer log-in. The 2.85% service charge will apply to any credit card payments made.
Parents are able to make a credit card payment by going to the Cashier's Office website. The 2.85% service charge will apply to any credit card payments made as well.
If you wish to grant access to another party—such as a parent, guardian or spouse—to view billing statement and/or make online payments, you will need to add them as an Authorized Payer. When an e-bill is ready to view, Authorized Payers are notified at the email address established by the student when granting the Authorized Payer access. Authorized Payers may view current and past billing statements and make payments on behalf of the student.
Students are able to register up to five Authorized Payers to have access to view their ebill and make a payment.
Add an Authorized Payer
- Log-in to Joe’SS
- Select 'Self Service,' then 'Campus Finances,' then 'Billing Authorized Users.'
- Click 'Continue' to allow access to the Quikpay website where electronic billing and payments are processed.
- Once on the Quikpay site, choose 'Authorize Payers,' then 'Add New' and add a username and password for your parent, guardian, etc. They will receive an email at the address you indicated with their username and a link to log-in. The Authorized User email from Quikpay will not include their password; for security reasons the student must provide the password to the Authorized User.
Once signed up, the Authorized Payers/Users will receive an e-mail when a billing statement is ready to be viewed.
They will also have access to view the last 6 months of billing statements, make an e-check payment (free of charge), or a Master Card or Discover credit card payment. A 2.85% convenience charge will be assessed on credit card payments.
Finance charges and late payment fees
If you choose to take advantage of the installment payment option presented to you on your monthly billing statement, the university will assess a 1% monthly finance charge on the unpaid portion of the total due. The finance charge is based upon the unpaid total due from the previous monthly billing statement and will not be assessed against current charges appearing in the billing cycle. To avoid finance charges simply pay the adjusted amount due on each monthly billing statement by the scheduled due date.
Additionally, your student account will be subject to a $10 late payment fee if we do not receive payment by the scheduled due date shown on your statement. Late payment fees will apply if you make the minimum payment or pay the total due by the scheduled due date shown on the statement each month.
Past due balances may result in sanctions on your student account, including restriction of transcript/diploma release, student-charge privileges and your ability to register for upcoming semesters.
Past due amounts owed the university must be satisfied by payment in full. Failure to pay may result in transcripts or diplomas being withheld. The university will pursue appropriate collections practices which may include referrals to a collection agency for accounts that remain past due. The account may be assessed an additional collection charge of up to 35% of the balance if referral to a collection agency becomes necessary.
Timely Payments: Late payments will result in a "HOLD" being place on a student's account. Holds prevent a student from future university services, including preparation of transcripts, re-enrollment, diplomas, etc. If an account remains past due the student may be made ineligible to participate in the Minimum Payment plan in future semesters.
Late Registration: Any student registering after the close of the regular registration period shall pay a late fee in addition to all other fees in the amount equivalent to one (1) hour educational fee.
Student Insurance: An accident and sickness insurance plan is available to students and their dependents. Information is available from the following web site, http://www.aetnastudenthealth.com/.
If an embassy, agency or company is paying part or all of your educational expenses, you can elect to have them billed directly through our sponsored billing process.