University Loans


Missouri S&T offers university loans to help students meet their cost of attendance. The majority are awarded automatically based on completion of the FAFSA by February 1. To find out more about these institutional loans, contact your financial aid counselor or call 573-341-4282.

The institution also offers short term loans for students enrolled at S&T. These are available for emergency or unexpected circumstances and must be paid off one month after the emergency loan is taken.‌

However, unexpected circumstances may arise and after initially consulting with your financial aid counselor, you may still be in need of financial assistance for emergency personal expenses or for emergency books and supplies, you may apply for the S&T Emergency Fund established by the Counseling, Disability Support, and Student Wellness (CDSW). This is a one-time funding option that does not need to be repaid; however, there are eligibility requirements and restrictions on the use of funds.

To learn more about the S&T Student Emergency Fund, and to see if you qualify, refer to the Counseling, Disability Support, and Student Wellness (CDSW) Case Management website.